Primary Liability
Covered third-party injury and property damage across the fleet.
Learn more about Primary LiabilityTrucking Operations
Scalable Protection for a Growing Commercial Fleet
Fleet insurance coordinates protection across multiple power units, trailers, drivers, commodities, routes, and business relationships. As a fleet grows, coverage and servicing needs evolve.
Risks
Risks commonly faced
- Coordinating coverage across many vehicles and drivers
- Adding and removing units and drivers mid-term
- Driver qualification and safety management
- Loss history across the fleet
- Higher aggregate liability exposure
- Certificate and contract management
Common considerations
Fleets commonly review these details at renewal and as the operation changes.
- Driver qualification
- Fleet additions and removals
- Equipment values
- Commodities
- Safety practices
- Loss history
- Insurance renewal preparation
Coverage
Coverage commonly considered
The coverages below are commonly considered for this operation. The right combination depends on the specifics of your business.
Physical Damage
Covered loss or damage to fleet tractors and trailers.
Learn more about Physical DamageMotor Truck Cargo
Legal responsibility for covered freight in transit.
Learn more about Motor Truck CargoCommercial Umbrella
Additional liability limits above eligible underlying policies.
Learn more about Commercial UmbrellaWho this is for
Is this you?
- Small fleets adding their first units
- Mid-sized fleets managing multiple routes
- Larger fleets coordinating many drivers and trailers
- Operations centralizing certificates and renewals
Prepare for a quote
Information commonly requested
- Number of power units and trailers
- Driver roster, licences, and experience
- Commodities and operating radius
- Safety programme and loss history
- Vehicle values and schedules
- Certificate requirements
- Renewal date
- Requested coverages and limits
Our process
How Talis helps
We help fleets coordinate coverage, servicing, and certificates so protection scales with the operation.
1
Discuss your operation
Tell us how you run — authority, drivers, equipment, cargo, and routes.
2
Review coverage needs
We identify applicable coverages and potential gaps for your operation.
3
Compare and place coverage
A licensed professional explains eligible options and the requirements to bind.
FAQ
Frequently asked questions
How are vehicles added or removed mid-term?
Fleets commonly adjust schedules during the policy term. Processes vary by carrier and policy; a licensed professional can explain how changes and any premium adjustments are handled.
What defines a small versus large fleet?
There is no universal threshold. Different carriers define fleet size differently. We focus on the specifics of your operation rather than a fixed number.
Can multiple trucks be insured under one programme?
Fleets are often insured under a coordinated programme covering multiple units and drivers. The right structure depends on the operation.
Can Talis help with certificates of insurance?
Call Talis to discuss certificate and policy-servicing needs for your account. What is available depends on the policy and carrier.
Coverage disclaimer. Coverage descriptions are provided for general informational purposes only. Actual coverage is subject to policy terms, conditions, limits, deductibles, exclusions, underwriting eligibility, and carrier availability. Please consult a licensed insurance professional regarding your specific operation.
Let’s Talk About Your Operation
Share the details of how you run and we can help you explore suitable coverage.