Primary Liability
Covered third-party injury and property damage.
Learn more about Primary LiabilityTrucking Operations
Auto Hauler Insurance
Auto transporters carry high-value passenger and commercial vehicles where loading, securement, and inspection are central to managing risk. Cargo values and deductibles shape the coverage that fits.
Risks
Risks commonly faced
- High-value vehicle cargo
- Loading and unloading damage risk
- Securement of transported vehicles
- Inspection and condition documentation
- Maximum load-value exposure
- Cargo deductibles and terms
High-value, high-attention cargo
Moving vehicles means high cargo values and careful loading, securement, and inspection at every stop.
- High-value vehicle cargo
- Loading and unloading damage risk
- Securement of transported vehicles
- Inspection and condition documentation
Coverage
Coverage commonly considered
The coverages below are commonly considered for this operation. The right combination depends on the specifics of your business.
Physical Damage
Covered loss or damage to your transporter.
Learn more about Physical DamageMotor Truck Cargo
Legal responsibility for covered transported vehicles.
Learn more about Motor Truck CargoTrailer Interchange
Covered damage to qualifying non-owned trailers.
Learn more about Trailer InterchangeWho this is for
Is this you?
- Passenger-vehicle transporters
- Commercial and fleet-vehicle haulers
- Open and enclosed auto-hauling operations
- Owner-operators and fleets moving vehicles
Prepare for a quote
Information commonly requested
- Transporter type and capacity
- Vehicle values transported
- Maximum load value
- Loading and inspection practices
- Operating radius and states
- Driver experience
- Insurance history and loss runs
- Requested effective date
Our process
How Talis helps
Auto-hauling programmes reflect cargo value and handling. We start with what and how you transport.
1
Discuss your operation
Tell us how you run — authority, drivers, equipment, cargo, and routes.
2
Review coverage needs
We identify applicable coverages and potential gaps for your operation.
3
Compare and place coverage
A licensed professional explains eligible options and the requirements to bind.
FAQ
Frequently asked questions
What coverage do auto haulers consider?
Commonly commercial auto liability, physical damage, and motor truck cargo, and possibly trailer interchange and umbrella, depending on the operation.
How is high cargo value handled?
The maximum value you transport influences the cargo limit you request and how the operation is underwritten.
Do inspections matter for claims?
Condition documentation at loading and unloading is important and can matter for handling claims.
Are cargo deductibles different?
Auto-hauling cargo terms, including deductibles, can vary by policy and the values transported. A professional can explain the options.
Related coverages
Coverages to explore
Coverage disclaimer. Coverage descriptions are provided for general informational purposes only. Actual coverage is subject to policy terms, conditions, limits, deductibles, exclusions, underwriting eligibility, and carrier availability. Please consult a licensed insurance professional regarding your specific operation.
Let’s Talk About Your Operation
Share the details of how you run and we can help you explore suitable coverage.