Primary Liability
Covered third-party injury and property damage.
Learn more about Primary LiabilityTrucking Operations
Dry Van Insurance
Dry-van carriers move general freight in enclosed trailers across local, regional, and long-haul lanes. Mixed commodities, theft exposure, and loading practices shape the coverage that fits.
Risks
Risks commonly faced
- Mixed general-freight commodities
- Cargo theft on certain lanes
- Loading and unloading at docks
- Long-haul mileage exposure
- Broker and shipper requirements
- Trailer and equipment values
General freight, varied exposure
Dry-van work spans many commodities and lanes. Cargo limits, theft controls, and radius all influence the programme.
- Mixed general-freight commodities
- Cargo theft on certain lanes
- Loading and unloading at docks
- Long-haul mileage exposure
Coverage
Coverage commonly considered
The coverages below are commonly considered for this operation. The right combination depends on the specifics of your business.
Physical Damage
Covered loss or damage to tractors and trailers.
Learn more about Physical DamageMotor Truck Cargo
Legal responsibility for covered general freight.
Learn more about Motor Truck CargoTrailer Interchange
Covered damage to qualifying non-owned trailers.
Learn more about Trailer InterchangeWho this is for
Is this you?
- For-hire dry-van carriers
- Regional and long-haul general-freight operations
- Owner-operators and fleets hauling enclosed freight
- Carriers working with brokers and shippers
Prepare for a quote
Information commonly requested
- Number of power units and trailers
- Commodities typically hauled
- Maximum load values
- Operating lanes and radius
- Theft-prevention practices
- Driver roster and experience
- Insurance history and loss runs
- Requested effective date
Our process
How Talis helps
Dry-van programmes depend on commodities and lanes. We start with how and where you run.
1
Discuss your operation
Tell us how you run — authority, drivers, equipment, cargo, and routes.
2
Review coverage needs
We identify applicable coverages and potential gaps for your operation.
3
Compare and place coverage
A licensed professional explains eligible options and the requirements to bind.
FAQ
Frequently asked questions
What coverage do dry-van carriers consider?
Commonly commercial auto liability, physical damage, and motor truck cargo, and possibly trailer interchange, workers’ compensation, and umbrella, depending on the operation.
Are all commodities covered under cargo?
Not necessarily. Some commodities may be excluded or require specific terms. Coverage depends on what is disclosed and the policy.
How does theft exposure affect my quote?
Theft-sensitive freight and certain lanes may factor into underwriting. Security practices can matter for eligibility and claims.
Does long-haul mileage matter?
Yes. Annual mileage and operating radius are among the factors underwriters may consider.
Related coverages
Coverages to explore
Coverage disclaimer. Coverage descriptions are provided for general informational purposes only. Actual coverage is subject to policy terms, conditions, limits, deductibles, exclusions, underwriting eligibility, and carrier availability. Please consult a licensed insurance professional regarding your specific operation.
Let’s Talk About Your Operation
Share the details of how you run and we can help you explore suitable coverage.