Effective Date: January 1, 2026
Welcome to Talis Insurance Group, Inc. (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of our website, services, and insurance-related offerings for commercial trucking businesses. By accessing or using our services, you agree to these Terms.
1. Eligibility
You must be at least 18 years old and legally capable of entering into binding contracts to use our services. By using our services, you represent that you meet these requirements.
2. Services Provided
We are a commercial trucking insurance agency that provides:
- Insurance quotes
- Policy placement and servicing
- Risk management guidance
- Claims assistance support
We act as an intermediary between you and insurance carriers. Final coverage decisions, underwriting, and claims determinations are made by the insurance providers.
3. No Guarantee of Coverage
Submitting an application or request for a quote does not guarantee:
- Approval for insurance coverage
- Specific premium rates
- Policy terms or limits
All coverage is subject to underwriting approval by the insurance carrier.
4. Client Responsibilities
You agree to:
- Provide accurate, complete, and up-to-date information
- Notify us promptly of any material changes (e.g., drivers, vehicles, operations)
- Review all policy documents carefully
Failure to provide accurate information may result in denial of coverage, policy cancellation, or claim denial.
5. Payments and Fees
Premium payments are due as specified in your policy documents
- Late or missed payments may result in cancellation or lapse of coverage
- We may receive commissions or fees from insurance carriers
Any service fees charged by our agency will be disclosed in advance.
6. Policy Changes and Cancellations
Policy changes must be requested in writing or through approved communication channels
- Cancellation requests may be subject to carrier rules and potential penalties
- Refunds, if applicable, are determined by the insurance carrier
We are not responsible for delays caused by third-party insurers.
7. Claims Handling
We may assist with claims reporting; however:
- Claims decisions are made solely by the insurance carrier
- We do not guarantee claim approval or payout timelines
You are responsible for promptly reporting claims according to your policy requirements.
8. Limitation of Liability
To the fullest extent permitted by law, we are not liable for:
- Indirect, incidental, or consequential damages
- Losses resulting from denial of claims by insurers
- Errors caused by inaccurate information provided by you
Our total liability, if any, shall not exceed the amount of fees paid to us for our services.
9. Third-Party Relationships
We work with third-party insurance carriers and service providers. We are not responsible for:
- Their actions, omissions, or decisions
- Policy terms set by the carrier
10. Intellectual Property
All content on our website, including text, graphics, logos, and materials, is owned by or licensed to us and may not be used without permission.
11. Privacy
Your use of our services is also governed by our Privacy Policy. We take reasonable steps to protect your personal and business information.
12. Compliance with Laws
You agree to comply with all applicable federal, state, and local laws, including regulations related to commercial trucking and insurance.
13. Termination
We reserve the right to suspend or terminate access to our services at our discretion, including for violation of these Terms.
14. Changes to Terms
We may update these Terms at any time. Changes will be posted with an updated effective date. Continued use of our services constitutes acceptance of the revised Terms.
15. Governing Law
These Terms are governed by the laws of the State of Georgia, without regard to conflict of law principles.
16. Contact Information
If you have questions about these Terms, please contact:
Talis Insurance Group, Inc.
3500 N Decatur Rd Ste 106
Scottdale, GA 30079
Phone: 877-610-7776
Email: *protected email*