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Talis Insurance Group

Commercial Trucking Insurance

Trucking Insurance Built Around How You Haul

Trucking insurance is rarely one policy. It is often a coordinated group of coverages that address the vehicles, cargo, liability, employees, and business exposures of a commercial trucking operation. The right combination depends on your authority, equipment, cargo, drivers, routes, and contracts.

Core coverages

Coverage for the way trucks operate

Explore the coverages commonly considered by commercial trucking operations.

Bobtail Insurance

Coverage considerations for certain situations involving operation of a tractor without an attached trailer. Policy definitions and eligible uses vary, so the applicable policy language should be reviewed carefully.

Learn more about Bobtail Insurance

Who we help

Owner-operators and growing fleets

See all trucking operations we serve

Additional considerations

Coverages that may apply to specific operations

Depending on how a business runs, other coverages may be considered.

Uninsured & Underinsured Motorist

Certain exposures when an at-fault driver has no insurance or not enough, where permitted by state.

Learn more

Rental Reimbursement & Downtime

Benefits that may help after a covered loss takes a truck out of service.

Learn more

Hired & Non-Owned Auto

Coverage some operations consider for vehicles they hire or do not own, subject to eligibility.

Prepare for a quote

Information commonly requested

  • Legal business name and address
  • USDOT and MC numbers, where applicable
  • Vehicle and trailer schedules and values
  • Driver names, licence details, and experience
  • Commodities hauled and maximum values
  • Operating radius and states travelled
  • Prior coverage and available loss runs
  • Requested effective date and contract requirements

FAQ

Common questions

Is trucking insurance a single policy?

Usually not. It is often a coordinated group of coverages, and the right combination depends on how the operation runs.

What coverages are foundational?

Primary liability is foundational for most for-hire operations; physical damage and motor truck cargo are commonly added. Requirements vary by authority and contracts.

How do I get a quote?

Call Talis with the details of your operation. A licensed professional can help you explore available options; a quote does not bind coverage.

Coverage disclaimer. Coverage descriptions are provided for general informational purposes only. Actual coverage is subject to policy terms, conditions, limits, deductibles, exclusions, underwriting eligibility, and carrier availability. Please consult a licensed insurance professional regarding your specific operation.

Not Sure Which Coverages You Need?

Start a conversation about your operation and a licensed professional can help you explore the options that fit.

Get a QuoteSpeak With an Advisor