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Trucking Services
Primary Liability
Protection for covered third-party bodily injury and property-damage claims involving an insured commercial truck.
Physical Damage
Collision and comprehensive protection for covered loss or damage to insured trucks and trailers.
Motor Truck Cargo
Coverage for a motor carrier's legal responsibility for covered freight loss or damage while in transit.
General Liability
Protection for certain trucking-business exposures that occur away from direct vehicle operation.
Non-Trucking Liability
Coverage for certain personal or off-dispatch use by eligible owner-operators.
Trailer Interchange
Protection for certain damage to non-owned trailers operated under a qualifying interchange agreement.
Workers' Compensation
Workplace-injury coverage for eligible drivers and other trucking employees, subject to state requirements and policy terms.
Commercial Umbrella
Additional liability limits above qualifying underlying commercial insurance policies.
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Industries
Owner-Operators
Flexible insurance options for independent operators and drivers leased to motor carriers.
New Ventures
Guidance for newly established trucking businesses preparing to operate under their own authority.
Small and Large Fleets
Scalable protection for companies managing multiple vehicles, drivers, trailers, routes, and contracts.
Box Trucks
Insurance for delivery, moving, local freight, and commercial box-truck operations.
Hotshot Trucking
Coverage considerations for time-sensitive freight transported with pickups and specialized trailers.
Dry Van
Protection for general freight transported in enclosed trailers.
Refrigerated Trucks
Insurance for refrigerated equipment and temperature-sensitive freight operations.
Flatbed Trucks
Coverage for exposed freight, securement risks, specialized loading, and heavy or oversized cargo.
Dump Trucks
Insurance for construction, aggregate, excavation, and material-hauling operations.
Auto Haulers
Protection for specialized carriers transporting passenger and commercial vehicles.
Intermodal and Drayage
Coverage considerations for ports, rail yards, containers, chassis, and interchange agreements.
Long-Haul Trucking
Coverage structured around multi-state routes, long-distance mileage, varying cargo, and expanded exposure.
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