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Talis Insurance Group

Trucking Operations

Delivery and Courier Fleet Insurance

Delivery and courier fleets run commercial vans and box trucks with frequent stops, driver turnover, and customer-property exposure. Hired and non-owned vehicles and cargo shape the coverage that fits.

Risks

Risks commonly faced

  • Frequent stops and dense routes
  • Driver turnover and screening
  • Hired and non-owned vehicles
  • Customer-property exposure
  • Cargo and parcel handling
  • Certificate and contract requirements

Vans, drivers, and many stops

Courier and last-mile fleets often mix owned, hired, and non-owned vehicles with high stop counts and frequent driver changes.

  • Frequent stops and dense routes
  • Driver turnover and screening
  • Hired and non-owned vehicles
  • Customer-property exposure

Coverage

Coverage commonly considered

The coverages below are commonly considered for this operation. The right combination depends on the specifics of your business.

Who this is for

Is this you?

  • Last-mile and courier fleets
  • Commercial van and box-truck delivery operations
  • Fleets with owned, hired, and non-owned vehicles
  • Contract delivery businesses

Prepare for a quote

Information commonly requested

  • Number and type of vehicles
  • Owned, hired, and non-owned use
  • Number of drivers and turnover
  • Delivery radius and area
  • Cargo and parcel values
  • Driver-screening practices
  • Insurance history and loss runs
  • Requested effective date

Our process

How Talis helps

Courier-fleet programmes reflect vehicles, drivers, and stops. We start with how your fleet is structured.

1

Discuss your operation

Tell us how you run — authority, drivers, equipment, cargo, and routes.

2

Review coverage needs

We identify applicable coverages and potential gaps for your operation.

3

Compare and place coverage

A licensed professional explains eligible options and the requirements to bind.

FAQ

Frequently asked questions

What coverage do courier fleets consider?

Commonly commercial auto liability, physical damage, and general liability, and often hired and non-owned auto, workers’ compensation, and cargo, depending on the operation.

Do I need hired and non-owned auto?

Fleets that use non-owned vehicles or drivers commonly consider it. A licensed professional can review your delivery model.

How does driver turnover affect my quote?

Driver screening and turnover can factor into underwriting for delivery operations with many drivers.

Is customer property a concern?

Delivery to customer premises can create exposure that general liability may address, subject to the policy.

Related coverages

Coverages to explore

General Liability

Business exposures away from the vehicle.

Workers’ Compensation

Workplace-injury coverage for eligible staff.

Box Trucks

Considerations for box-truck delivery.

Coverage disclaimer. Coverage descriptions are provided for general informational purposes only. Actual coverage is subject to policy terms, conditions, limits, deductibles, exclusions, underwriting eligibility, and carrier availability. Please consult a licensed insurance professional regarding your specific operation.

Let’s Talk About Your Operation

Share the details of how you run and we can help you explore suitable coverage.

Get a QuoteSpeak With an Advisor